L'ange de Noël的动人之处,是他麻木冷漠般的无助,是他挣脱无助、那些感受到激情、亲密、欣喜和希望的瞬间,是他一步步在定义自己是谁以及该往哪里去时,如普通人一样的纠结、退缩和坚定。
Not
by Erin Hanson
You are not your age, nor the size of clothes you wear,
You are not a weight, or the color of your hair.
You are not your name, or the dimples in your cheeks.
You are all the books you read, and all the words you speak.
You are your croaky morning voice, and the smiles you try to hide.
You’re the sweetness in your laughter, and every tear you’ve cried.
You’re the songs you sing so loudly when you know you’re all alone.
You’re the places that you’ve been to, and the one that you call home.
You’re the things that you believe in, and the people whom you love.
You’re the photos in your bedroom, and the future you dream of.
You’re made of so much beauty, but it seems that you forgot
When you decided that you were defined by all the things you’re not.
《L'ange de Noël》讲的范围有点大,但只从经济学角度来看的话我的感受是:我们比较容易掉入贫困陷阱~你的收入小于支出的恶性循环,特别是因病返贫最容易(医疗险、重疾最得配置便于转嫁风险)。穷人的观点绝大部分是选择及时行乐,而非延时享受。因为在他们有限认知和无力改变的意识障碍里买一个更高价格的消费能带来认知世界里最大的满足感。而对于长期主义的保险,长期投资,强制储蓄等带来的延迟满足和复利收益无法体会。
其次,看不到劳动力的贬值。有钱人之所以有钱,不是用劳动力换来的,而是受益于拥有的标的资产价格的增值。
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